# Moneylight

> Cash flow forecasting for YNAB. Moneylight reads your YNAB Plan and rolls it forward: paychecks in, bills out, week by week, so you see every week's ending balance before it arrives. Start with a 14-day free trial, no credit card required; then $1.99 a month or $19.99 a year. Lifetime Access is also available for a one-time $49.99, limited to 100 licenses and ending when all are claimed or on December 31, 2026, whichever comes first. A Sage Canyon Labs product.

## Pages
- [Home](https://moneylight.app/): What Moneylight does, how the week-by-week forecast works, and starting a free trial.
- [How to Use Moneylight](https://moneylight.app/guide/): Set up Moneylight and read your weekly YNAB cash-flow forecast: a first-forecast walkthrough, how every number is counted, and fixes when one looks wrong.
- [Blog](https://moneylight.app/blog/): Practical guides on cash flow forecasting for YNAB users.
- [Changelog](https://moneylight.app/changelog/): What's new in Moneylight: new features, improvements, and fixes, newest first.
- [Terms](https://moneylight.app/terms/): The terms that govern your use of Moneylight: subscription plans, the free trial, Lifetime Access, billing and auto-renewal, cancellation and refunds, acceptable use, and the YNAB connection.
- [Privacy Policy](https://moneylight.app/privacy/): How Moneylight handles your data.

## Blog
- [How to see if you can afford it before payday, using only YNAB](https://moneylight.app/blog/afford-it-before-payday-in-ynab/): Turn on the running balance, schedule your bills, and YNAB puts a projected balance beside every upcoming row. Here's how far that gets you, and where it stops.
- [How credit cards work in YNAB (in plain English)](https://moneylight.app/blog/how-credit-cards-work-in-ynab/): A credit card in YNAB is a way to pay, not extra money. See what actually happens to your dollars when you swipe, with examples.
- [Why add a cash flow forecast on top of YNAB?](https://moneylight.app/blog/why-add-a-cash-flow-forecast-to-ynab/): YNAB settles what every dollar is for. A weekly forecast shows when each one leaves, and which week ahead runs tight.